Any legal or financial advice I give is my opinion based on my experience. I am not a lawyer or an accountant.

Always seek the advice of a professional before acting on something that I might say.

You should assume I have motivation for linking to everything on this page and will benefit from it somehow.

You should assume I am no better then you are and your opinion has just as much weight as mine.

Question everything.

Come up with your own thoughts and opinions and not trust some stupid blogger.
-Kevin Karter